Choose for your trip
Credit or debit card
Check the store’s acceptance logos and your issuer’s overseas-use conditions. Acceptance is not universal, even within one neighborhood.
Japanese yen
Keep cash for businesses that require it, especially away from major city centers. Check payment conditions before a meal or stay.
Transport IC
Supported transport IC cards also work at shops displaying the compatible logo. Check balance and recharge methods; an IC balance is separate from a credit-card payment.
Before you travel
Phone payments
Do not assume an overseas payment app or phone wallet works at every Japanese store. Bring a usable alternative.
Before you leave
Save your issuer’s contact details and check card controls and any overseas fees directly with the issuer.
Official sources and current conditions
Reviewed 21 October 2026. Comparisons are JapaLens editorial guidance. Confirm current availability, fees and conditions with each provider.